The Forgotten Budget

So you’ve budgeted for your down payment, the closing costs and even created a budget for movers (best investment you’ll ever make, by the way). Well done. Good for you.

But wait…..

How will you cut the grass, trim the shrubs, plow the snow, change the locks, fill the guest room, etc., etc. etc. ??? This list goes on and can seem overwhelming at times. Many first time home-buyers forget that being handed the ‘keys to the castle’ is just the tip of the iceberg. Step into the house, breath, then break out the to-do list and make sure to carve out a budget to support this.

Graduating from an apartment to a single-family home will mean there is more space to fill, chores to do and things to maintain. Here is a quick glimpse into some of the supplemental items to budget for as you prepare to buy your first home.

Lawn Maintenance:

Like many red-blooded Americans, you treasure the time spent in your own yard, keeping it looking nice and tidy not being the neighbor on the street with a jungle of a front yard. Here are some items that you will want to have on hand.

  • Lawnmower

  • Garden supplies / tools

  • Weed wacker

  • Leaf blower

  • Rakes

  • Hose(s)

Snow Removal:

The days of Mr. or Mrs. Landlord being in charge of removing the snow are over. Welcome to the world of snow removal. It’s fun the first few storms but by the time you are dealing with snow storms in late February it quickly becomes a chore. Depending on how big your driveway will often determine your snow removal strategy, but here is a list of things to consider.

  • Snow shovels (not gardening shovels, but hardy snow shovels made for pushing heavy, wet snow).

  • Snow blower (if you’re driveway is bigger than 800 sq ft, you may want to consider this).

  • Melting salt (for walkways and stairs)

  • Snow brush (for your car if you don’t have covered/indoor parking)


If you are moving into new construction, then skip down to the next item on the list. However, the majority of new home buyers are purchasing homes that have been lived in, often times, for some time without much painting upkeep. Fortunately for you this is a task that you can get done by yourself and without having to contract out. Some things to keep in mind.

  • Paint rollers

  • Paint brushes

  • Paint scraper

  • Five gallon container for mixing paint

  • Drop clothes

  • Sandpaper

Tools, tools, tools:

Welcome to home ownership – everything is now your problem so make sure you have the tools to handle basic and sometimes complex jobs. Here is a quick list of must-haves and tools you will use quiet frequently.

  • Hammer

  • Diverse set of screw drivers (Flathead, Phillips)

  • Measuring Tape

  • Power drill and drill bits

  • Pliers

  • Staple gun

  • Table saw

  • Basin wrench

  • Nails

The list can go on forever but these essentials should keep you covered.

Outdoor Living:

And that’s exactly what it is; stuff. If you are moving from apartment living to single-family living you are now the proud owner of ‘outside living.’ This is actually the fun stuff and can be relatively cheap if you’re shopping on second hand websites or big box home improvement stores.

  • Grill (charcoal or gas)

  • Lawn chairs

  • Patio furniture (table, chairs, umbrella)

  • Outdoor furniture (comfy couches, chairs, etc.)

  • Outdoor tables

  • Items for fire pits

The list really could go on and on but, the key is to first carve out a budget for these items during the home buying process. The element of surprise is a tough pill to swallow so make sure to, breath deep, budget accordingly and enjoy your new home.

Or …

You could use BuySide Broker. With every home purchase, we put 1% of the sale price back in your pocket at time of closing. This means if you purchase your hoem for $500,000, then you get $5,000 right back in your pocket.

Makes sense, doesn’t it.

Call (617) 319-8665 to learn more about how our process works or click here to fill out a form and a BuySide Broker representative will be in touch to answer any question and help get you started!

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How Millennials Rule The Housing Marketing | BuySide Broker 3 years ago

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